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Simplifying Money and Chasing Financial Independence

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Recognizing Credit Loan Scams

If you have below average or poor credit, there are people out to get you

bad credit loan, credit, credit repair, loan scam, scam

What Are Effective Budgets?

Having a budget means, for some people, whipping out the calculator at every purchase, or viewing the budget on their mobile device in the grocery store. For others, a budget is just a formality and they never really glance at it.

budget, budget calculator, budget worksheet

3 steps to reduce debt

There are a lot of things you can do to reduce your debt. But what are the most important things you can do?

debt, debt consolidation, debt consolidation loan, debt management, loan, loans

6 Signs You Need a Budget

Do you really need a budget? Isn’t that just a boring list of numbers that means you never get to spend money on what you want?

budget, budget calculator, budget planner, budget worksheet

Best before vs. best by: you probably got it wrong

Understanding the dates on food items will not only save you money; it’s also better for our planet.

best before date, best by date, expiry date, food storage, food waste, storing food

Should you join the Great Resignation?

Many are choosing to quit what they are doing and seek jobs with improved compensation, better work life balance, or to follow a calling or passion. However, just because everyone you know is quitting their jobs, doesn’t mean you should.

canadian personal finance, Great Resignation, personal finance, personal finance blog, quitting your job

Catching-up on retirement savings

I recently reached a milestone in my retirement savings accounts. Unfortunately, despite this milestone, I am still behind in terms of where I *should* be and how much I *should* have in terms of retirement savings at this stage of my life.

personal finance blog, retirement in Canada, retirement income, retirement planning, retirement planning canada, saving for retirement

Dabbling in real-estate crowdfunding

Real-estate is a hot commodity in Canada. People have a real fear of missing out -FOMO-. Many believe it’s the way to get rich -quick-ish- in Canada.

Addy, buying real-estate, crowdfunding, real estate buying, real-estate crowdfunding, real-estate investing

My MBA cost me $102 300!

A couple of weeks ago, I wrote my 2 final MBA exams. If felt a bit strange. A chapter of my life is coming to a close after 3 years.

financing education, Getting an MBA, MBA, MBA costs, personal finance, personal finance blog, post-secondary education, Tuition fees, University costs

7 posts for 7 years of blogging

Wow! I can’t believe I’ve been here for 7 years. Still going strong BTW. Even after 7 years, I’ve barely skimmed the surface when it comes to the fascinating world of Personal Finances.

7 year anniversary, blog anniversary, personal finance blog, personal finances, top blog posts

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