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Simplifying Money and Chasing Financial Independence

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Category: Spending

That Week I Didn’t Spend Money…

And it was hard!!

no spend challenge, no spend day, no spend month, no spend week

Tips to Save on Groceries

A few tips to keep your grocery bill in check

groceries, grocery shopping, saving on groceries

Avalanche, Snowball or Consolidation?

An overview of 3 methods to tackle debt: avalanche, snowball and consolidation

avalanche method, dave ramsey, debt free, money, snowball method

Credit Card Churning Explained

Credit card churning is a trend that has been gaining popularity in North America over recent years. But what is “credit card churning” exactly?

choosing a credit card, credit card churning, Credit card churning canada, credit card rewards, personal finance, personal finance blog, travel points

Living Below Your Means isn’t About Lack

Isn’t it funny how being unable to have something makes you want it more? If you are broke, shopping is all you want to do.

Can Retail Therapy Ever be a Good Thing?

Actually, yes.

6 Suggestions to See Friends Without Spending Tons of Money

Everyone likes to spend time with their friends, even more in a Covid-vaccinated world. But if you’re on a tight budget, it can seem daunting to meet with your friends without blowing it

4 Tips to Avoid the “Lottery Effect”

A large percentage of the men and women who win the lottery come to the end of their earnings with very little to show for it.

lottery effect, personal finance, personal finance blog, windfall, winning the lottery

Inflation Protection

Inflation is everywhere, including here, in Canada. Last month, it peaked at 6.7%, the highest it’s been since 1991. Canadians, myself included, are feeling the pinch, particularly at the supermarket and at the pump.

bank of canada, canadian economy, inflation, inflation canada, inflation protection, interest rates

Money 101 for Kids

There are as many philosophies about kids and money as there are flavors or yogurt. In other words, a lot of them.

allowance, personal finance, personal finance blog, teaching kids, teaching money to kids

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