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Simplifying Money and Chasing Financial Independence

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Category: Saving

My ways to save money

Since I have started taking a long, hard look at my finances, I have definitely become more frugal and minimalist. … More

easy ways to save money, saving money, simple ways to save money

Target date funds explained

This financial product has been growing in popularity, but what is a target date fund? A target date fund is … More

fund of funds, target funds; target-date funds. target funds explained, understanding target funds

Unsuspecting costly habits

When trying to save money and get your finances under control, a lot of PF bloggers recommends bringing lunch to … More

costly habits, expensive habits

Financial rules I like to bend or break

There are many financial rules we hear over and over again, and that we blindly follow. But before following any rule, we need to see if it is actually adapted to our own situation.

emergency fund, financial rules, personal finances

Things I refuse to pay for

We all have our financial pet peeves. Here are a few items I refuse to pay for: Cell phone. A … More

thing I refuse to pay for

From saving to investing

I have always been a saver. I understood from a fairly young age that I needed to save money if … More

investing, saving, saving vs investing

Learning to say no: co-workers ‘edition

When trying to get your expenses under control and down, you may have realized the workplace can be a mine … More

saying no; learning to say no

Understanding fees in mutual funds

There are a lot of discussions on how the Management Expense Ratio –or MER- of a mutual fund directly impacts … More

fees in mutual funds, mutual funds, understanding fees in mutual funds

Mutual funds basics

This investment product is very popular in North America. But what is a mutual fund and how does it work? A … More

mutual fund, mutual funds, mutual funds basics, mutual funds explained, mutual funds in Canada

TFSA vs RRSP for retirement planning

This debate has been pretty heated since the introduction of the TFSA back in 2009. What is the best investment tool? Which account should you contribute to?

retirement planning, TFSA or RRSP

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