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Simplifying Money and Chasing Financial Independence

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Category: Saving

The importance of the emergency fund

I have heard a lot of names for the Emergency fund: Back-up fund, F-U fund, Opportunity fund, Rainy-Day fund…whatever you want to call it, it is just semantics. 

emergency, emergency fund, unexpected expense, unplanned expense

To combine finances or not?

When two people are in a committed relationship, the question of moving-in together comes-up at some point.

combining finances, couples finances, finances for couples, personal finance, personal finance blog

My personal tips to save money

At the Money Savvy Blog, we regularly receive questions on “how to save money”. 

avocado toast, latte factor, money saving, money saving tips, save money, saving, saving money

Retirement Planning Mistakes- part 2

In part 1, we examined 5 common retirement planning mistakes. Here are a few more

retirement planning, retirement planning canada, retirement planning mistakes

Retirement Planning Mistakes- Part 1

Planning for retirement is a very complex task. For many, including myself, it can be daunting.

retirement planning, retirement planning canada, retirement planning mistakes

Valuing a stock with the Graham formula

There are several ways to assess a stock, besides the stock table. One of them is the Graham formula, created by Benjamin Graham.

assessing stock, benjamin graham, graham formula, value investing, valuing stock, warren buffett

The dog years of compounding (in investing)

Albert Einstein dubbed compound interest the eight wonder of the world.

compound interest, compounding explained, understanding compound interest

Managing lifestyle inflation

“Lifestyle inflation” is a very popular topic amont financial planners and personal finance bloggers.

avoiding lifestyle inflation, beating lifestyle inflation, lifestyle inflation

How I increased my savings by 850% in 4 years

I have been in both contemplating and calculating modes lately. I realized I have come a long way financially, since my old days of being in denial about my monetary crisis.

boosting savings, increasing net worth, increasing savings

Choosing a Financial Advisor

Over the last week or so, 3-time Olympian Harold Backer has made headlines here, in British-Columbia, and not for the right reasons.

CFA, CFP, CH.FC, CIM, CPA, financial planner, harold backer, money savvy blog, personal finance, personal finance blog, PFP, TEP

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