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Simplifying Money and Chasing Financial Independence

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Category: Planning

How I increased my savings by 850% in 4 years

I have been in both contemplating and calculating modes lately. I realized I have come a long way financially, since my old days of being in denial about my monetary crisis.

boosting savings, increasing net worth, increasing savings

Choosing a Financial Advisor

Over the last week or so, 3-time Olympian Harold Backer has made headlines here, in British-Columbia, and not for the right reasons.

CFA, CFP, CH.FC, CIM, CPA, financial planner, harold backer, money savvy blog, personal finance, personal finance blog, PFP, TEP

When and how to financially cut off your adult children

As I previously wrote, times have changed. Gone are the days of working in the same company for your entire career as well as receiving a generous pension plan upon retiring.

boomerang kid, helping adult children, personal finance, personal finance blog

It is not just the latte (factor)

David Bach popularized the “latte factor” term. The concept emphasizes the long-term cost of small, everyday purchases such as coffee, cigarettes, magazines and so on.

latte factor, personal finance blog

Financial things to do (and not to do) in your 30’s

The 30’s are definitely an interesting decade. Chances are they are a mixed bag for most people in them, including myself: wedding, kids, house, career…etc. This decade is probably the most taxing on hard-earned dollars.

finance for 30-year-old, finance in your thirties, personal finance, personal finance blog

A different money style for a different lifestyle

For decades, the traditional way of life has been pretty much as follow: Get good grades and get a degree … More

financial philosophy, opinion, point of view

Building your net worth

A net worth is everything you own minus everything you owe, in other words, assets minus liabilities.

building net worth, building worth, net worth, personal finance, personal finance blog

How being organized will save you money

It may sound too good to be true, but it is the truth: being organized will save you both time … More

being organized, getting organized, personal finance, saving money, saving time

100th post- the importance of volunteering

I can’t believe this is my 100th post! I have always been a firm believer of donating & volunteering, even … More

100th post, donating, donating on a budget, volunteering

Saving on your wedding

If you recently got engaged, congratulations! Planning for your wedding is exciting but can be daunting and darn expensive too!

save on wedding, saving on wedding costs, wedding

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