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Simplifying Money and Chasing Financial Independence

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Category: Planning

Tips to ask for a pay raise

A few decades of life experience has taught me that, for the most part, if you want to obtain something, you have to ask for it -besides working for it-.

asking for raise, negotiation salary, salary negotiation

F.I.R.E. explained and debunked

  F.I.R.E. is a very popular acronym is the Personal Finance blogosphere. It stands for Financially Independent Retire Early. Over … More

early retirement, F.I.R.E., financial freedom, financial independence, retiring early

The importance of the emergency fund

I have heard a lot of names for the Emergency fund: Back-up fund, F-U fund, Opportunity fund, Rainy-Day fund…whatever you want to call it, it is just semantics. 

emergency, emergency fund, unexpected expense, unplanned expense

To combine finances or not?

When two people are in a committed relationship, the question of moving-in together comes-up at some point.

combining finances, couples finances, finances for couples, personal finance, personal finance blog

Retirement Planning Mistakes- part 2

In part 1, we examined 5 common retirement planning mistakes. Here are a few more

retirement planning, retirement planning canada, retirement planning mistakes

Retirement Planning Mistakes- Part 1

Planning for retirement is a very complex task. For many, including myself, it can be daunting.

retirement planning, retirement planning canada, retirement planning mistakes

Curbing Summer expenses

After one of the snowiest and coldest Winter in Vancouver, followed by a very wet Spring, Summer is finally here.

curbing spending, reducing expenses, Summer spending

Valuing a stock with the Graham formula

There are several ways to assess a stock, besides the stock table. One of them is the Graham formula, created by Benjamin Graham.

assessing stock, benjamin graham, graham formula, value investing, valuing stock, warren buffett

The dog years of compounding (in investing)

Albert Einstein dubbed compound interest the eight wonder of the world.

compound interest, compounding explained, understanding compound interest

Buying vs renting a home

Don’t roll your eyes just yet. This is not another debate as to whether renting is better than buying or conversely.

buying a home, buying in vancouver, buying or owning, buying real-estate, buying vs renting, real estate vancouver, renting a place

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