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Category: Planning

Health insurance isn’t really insurance

In its basic definition, insurance is intended to cover catastrophic, financial loss. To be worth insuring a loss should be both catastrophic and financial.

dental insurance canada, extended health insurance, health insurance canada, Manulife, pacific blue cross, Sunlife, vision care insurance

A Merry Covid-Christmas…

With Covid-19 still lingering, I actually hope this Christmas will be different and overall better for everyone. I also hope we won’t revert to our old habits once Covid is eradicated. 

Christmas, Christmas during Covid-19, Christmas frenzy, Christmas shopping, Covid-19 Christmas, Covid-19 Holidays, saving for Christmas, The Grinch

More than funding, you need analysis and planning

All too often, we put a huge emphasis on “saving”. This is particularly true in the PF blogosphere.

emergency fund, saving for emergencies

Switching my retirement savings to all-in-one ETFs

Disclaimer: I am not a Financial Planner or Advisor. I do not recommend any investment products. You need to do … More

retirement planning, retirement planning canada, saving for retirement

Alternate paths to F.I.R.E.

F.I.R.E. stands for Financial Independence, Retire Early. This movement has gained popularity in recent years.

early retirement, financial independence, fire, retiring early

Addressing privilege in personal finances

I have previously written about the element of privilege when it comes to FIRE, i.e. Financial Independence Retire Early.

being privileged, financial privilege, financially privileged, privilege, white privilege

Protecting your Computer from Hacking

We’ve all seen movies or TV shows about how prodigies are able to enter the most sophisticated systems like NASA or the Pentagon.

computer hacking, hackers, identity theft, malware, phishing

Lost your job? Don’t make these 3 mistakes!

There is a high probability you’ve been impacted by Covid-19. Whether you caught it, had to stay home to take … More

being unemployed, covid-19; coronavirus; novel coronavirus, Job loss, unemployment;

Don’t trade on the news: coronavirus & your money

The last couple of weeks have been turbulent market-wise. Fears of the coronavirus and its impact on the Chinese economy … More

covid-19; coronavirus; novel coronavirus, personal finance, personal finance blog

Opportunity cost

If you are a reader of the blog, you know I decided to obtain an MBA. I have been studying … More

opportunity cost, opportunity cost explained

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