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Category: Planning

Living Below Your Means isn’t About Lack

Isn’t it funny how being unable to have something makes you want it more? If you are broke, shopping is all you want to do.

Can Retail Therapy Ever be a Good Thing?

Actually, yes.

That Time I Quit my Job…With Nothing Lined-up

I recently joined the Great Resignation and quit a toxic job….without having a new job lined-up.

4 Tips to Avoid the “Lottery Effect”

A large percentage of the men and women who win the lottery come to the end of their earnings with very little to show for it.

lottery effect, personal finance, personal finance blog, windfall, winning the lottery

Pay Yourself First – And Other Smart Money Strategies

There is a budget plan for each and every type. The key is finding a style that fits with your natural tendencies.

budgeting, canadian personal finance, cash budget, envelope method, pay yourself first, personal finance

FHSA Explained (250th Post)

One of the many promises made by then candidate Justin Trudeau was to create a specific savings account for first-time home-buyers, if he was re-elected.

fhsa, first home savings account, HBP, home-buyer plan, home-buying, housing affordability, justin trudeau, RRSP, TFSA

Inflation Protection

Inflation is everywhere, including here, in Canada. Last month, it peaked at 6.7%, the highest it’s been since 1991. Canadians, myself included, are feeling the pinch, particularly at the supermarket and at the pump.

bank of canada, canadian economy, inflation, inflation canada, inflation protection, interest rates

Looking at Your Past Can Shape Your Financial Future

Generally speaking, your money mindset is like an apple that hasn’t fallen far from the tree.

behavioral finance, canadian personal finance, couples and money, personal finance

When To Seek Advice From An Expert

If you can afford to get advice from an expert, you probably should. Even if you think you cannot afford it, you might want to consider doing it anyway because it can help tremendously.

expert advice, financial advice, financial advisor, financial planner

6 Money Do’s And Don’ts In A Relationship

When it comes to having a healthy relationship with your partner involving money, it requires openness, understanding, and realism.

couples and money, couples money, manage finances, marriage finances, money, money and couple, money in marriage, money management, monthly household budget, talking about money

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