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Category: housing

12 Phrases to Avoid When Talking to Your Mortgage Broker Or Lender

What not to say if you want to be approved for a mortgage.

canadian personal finance, finance, interest rates, money, mortgage application, mortgage refinancing, mortgage renewal, personal finance, personal finance blog, real estate, real estate vancouver

Understanding Reverse Mortgages in Canada

What is a reversed mortgage, how does it work and can it be the right financial product for you.

chip mortgage, money, personal finance, personal finance blog, personal finance canada, real estate, reverse mortgage, reverse mortgage canada

What’s Your Personal Rate of Inflation?

Personal inflation rate explained

canadian personal finance, consumer price index, inflation, inflation canada, money, personal finance blog, personal inflation rate

Condo Myths Debunked

Debunking a few condo myths

condo living, condo living bc, owning a condo, strata living, strata living bc

Condo Fees Explained

An overview of what condo fees are and what they include.

condo fees, HOA, home-buying, homeowner, maintenance fees, real estate, real estate vancouver, strata fees

Financial Planning Before Buying a Home

How to avoid being under water when buying a home.

buying a condo, buying a home, canadian personal finance, closing costs, equifax, fhsa, mortgage, mortgage broker, personal finance, personal finance blog, real estate vancouver, transunion

Mortgage Trigger Rate Explained

If you have a variable mortgage, you could face a “trigger rate”. What is a “trigger rate”? Read on!

bank of canada, fixed mortgage canada, interest rates, money, mortgage, mortgage canada, overnight rate canada, prime rate canada, trigger point, trigger rate, variable mortgage canada, variable rate canada

Conventional vs. Collateral Mortgages

If you’re a potential home-buyer, no doubt you’ve been sweating and pouring over each detail of securing a mortgage

collateral mortgage, collateral mortgage canada, conventional mortgage, conventional mortgage canada, mortgage, mortgage canada, real-estate canada, real-estate vancouver, Tangerine, TD bank

FHSA Explained (250th Post)

One of the many promises made by then candidate Justin Trudeau was to create a specific savings account for first-time home-buyers, if he was re-elected.

fhsa, first home savings account, HBP, home-buyer plan, home-buying, housing affordability, justin trudeau, RRSP, TFSA

I deferred my mortgage…now what?

Actually, I deferred my mortgage back in August last year. At the time, my attempts at self-employment weren’t yielding much … More

covid-19; coronavirus; novel coronavirus, mortgage deferral, mortgage deferral canada

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