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Category: Debt

The tale of the Christmas dress or how I got into debt

My first job in Canada was as a receptionist in a private high-school in North Vancouver. The job in itself … More

debt, fight club, getting into debt

Financial mistakes I made

In my debt story, I mentioned a few financial mistakes I made in the past. The truth is that I made a few more.

Financial mistakes, money mistakes

Unsuspecting costly habits

When trying to save money and get your finances under control, a lot of PF bloggers recommends bringing lunch to … More

costly habits, expensive habits

Car refinancing traps

My previous entry mentioned how refinancing has become very common lately. A growing and alarming trend is car refinancing. Just … More

car loan, car refinancing, refinancing

To leverage or not

In the financial world, leveraging is a fancy word for “borrowing to invest”.

borrowing to invest, leveraging

Competing financial priorities

It is not always easy to know what you should do first, financially speaking. Debt, mortgage, children, retirement planning and saving are extremely taxing on your hard-earned dollars.

competing financial priorities, financial priorities

Credit score basics

A credit score is a number that tells something about your borrowing history. It is largely based on your credit … More

credit history, credit score, credit score basics, credit score explained

Financial set-backs and debt fatigue

I have been hit in the pocketbook a couple of times recently, just when I thought I finally had my … More

debt, debt fatigue, paying-off debt

Tackling debt

Now that you have decided to get your finances under control, the biggest challenge is to pay off your debt. … More

debt repayment, debt-free, pay off debt, tackling debt

Understanding your credit card(s)

The credit card system in France is totally different from the one in Canada or the US. When I arrived … More

credit card, credit card companies, credit cards, interest on credit cards, understanding credit cards

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