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Category: Debt

10 Financial killers

In my previous post, I shared how F.I.R.E. has an element of privilege to it.

canadian personal finance, car costs, consumer debt, daycare costs, debt, financial killers, personal finance, personal finance blog, student loan

Financial milestone: consolidation loan fully paid-off!

Yesterday, I made a lump-sum payment of a little over $ 8 000, effectively putting my consolidation loan to its final resting place.

becoming debt free, crushing debt, debt-free, paying-off debt, student loan

Consumer proposal explained

There is an option to bankruptcy many people have never heard of: consumer proposal.

consumer proposal, consumer proposal canada, consumer proposal explained, money savvy blog

Top reasons people get into debt

When someone has debt, it is not necessarily due to ignorance and recklessness. Sure, this is one reason, but by no mean it is the only one.

getting into debt, top reasons for debt

Limitations of Peer-to-Peer lending

Peer-to-Peer lending has recently made its entrance into the Canadian market. It has been touted as the best financial thing … More

P2P, P2P canada, P2P lending, P2P lending Canada, Peer-to-Peer lending

Debt will always be debt

The most recent statistics indicate Canadians owe an astonishing $1.8 trillion in debt, including mortgages

bad debt, debt, debt fatigue, debt is debt, good debt

Other financial mistakes I made

As previously mentioned here and here, I made plenty of financial mistakes in the past. I see them as a … More

bad financial decisions, Financial mistakes, money mistakes

Home-buyers’ plan explained

Note: as of January 2019, people can now withdraw up to $ 35 000 under the program.  If you are … More

HBP, home-buyer plan

What not to do during your mortgage application

You got pre-approved for a mortgage, you found your dream home and put in an offer. While you are doing … More

mortgage, mortgage application, obtaining a mortgage

Understanding payday loans

Payday loans are wide-spread in North America, but also in the UK and Australia. A payday loan is a cash … More

payday loan, payday loans explained, understanding payday loans

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