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Category: Debt

Should You Use Credit Counselling Services?

When your financial situation seems dire, it can be hard to figure-out where to turn to, and who might be … More

debt repayment, credit counselling, debt, debt management plan, debt repayment plan

Should You Have a Joint Bank Account?

The pros and cons of having a joint bank account.

banking, joint bank account, managing finances, managing money, money, personal finance

Planning Your Personal Finances (Part 1)

Financial planning allows us to realize our goals and objectives by learning, organizing, and planning based on the reality of our current situation.

financial planning, job, money, personal finance, retirement, retirement income

Canadian Student Loans Explained

Exploring how government student loans work

federal student loan, financing post-secondary education, government student loan, post-secondary education, provincial student loan, repaying student loan, student aid, student aid canada, student loan, student loan calculator, Tuition fees

Financial Planning Before Buying a Home

How to avoid being under water when buying a home.

buying a condo, buying a home, canadian personal finance, closing costs, equifax, fhsa, mortgage, mortgage broker, personal finance, personal finance blog, real estate vancouver, transunion

Credit Union or Bank?

A look into the pros and cons of both credit unions and banks and see which fits your situation better.

bank, banking, chartered bank, credit union, credit unions, exchange network, money, personal finance

Why Your Credit Score Matters

How your credit score impacts other aspects of your life.

background check, credit history, credit score, credit score canada, credit score explained, employment verifications, equifax, insurance premium, transunion

That Week I Didn’t Spend Money…

And it was hard!!

no spend challenge, no spend day, no spend month, no spend week

Avalanche, Snowball or Consolidation?

An overview of 3 methods to tackle debt: avalanche, snowball and consolidation

avalanche method, dave ramsey, debt free, money, snowball method

Credit Card Churning Explained

Credit card churning is a trend that has been gaining popularity in North America over recent years. But what is “credit card churning” exactly?

choosing a credit card, credit card churning, Credit card churning canada, credit card rewards, personal finance, personal finance blog, travel points

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