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Simplifying Money and Chasing Financial Independence

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Category: Budgeting

Unsuspecting costly habits

When trying to save money and get your finances under control, a lot of PF bloggers recommends bringing lunch to … More

costly habits, expensive habits

Where my money went in 2014

I filled my tax return a few weeks ago and received a small refund of a little over $ 500. … More

spending in 2014, where did my money go

Is couponing worth it?

If you live in North America, you have probably heard of the TV show Extreme Couponing. In this program, people … More

couponing, extreme couponing, is couponing worth it

Financial rules I like to bend or break

There are many financial rules we hear over and over again, and that we blindly follow. But before following any rule, we need to see if it is actually adapted to our own situation.

emergency fund, financial rules, personal finances

Things I refuse to pay for

We all have our financial pet peeves. Here are a few items I refuse to pay for: Cell phone. A … More

thing I refuse to pay for

The case for earning more money

When trying to address a mountain of debt and/or budgeting issues, the first piece of advice people are given is to drastically cut expenses.

cut spending, earn more, make more money

To tip or not

Coming to North America, the “tipping experience” can be quite a shock, a financial shock that is.

giving tips, tipping, to tip or not

Bare-bones budget

You may have already mastered your household budget based on your current income. But what if that income suddenly disappears … More

Bare-bones budget; creating a bare-bones budget; frugal living

Competing financial priorities

It is not always easy to know what you should do first, financially speaking. Debt, mortgage, children, retirement planning and saving are extremely taxing on your hard-earned dollars.

competing financial priorities, financial priorities

Emergency Fund basics

If you are battling with a huge debt load, chances are you probably don’t have any savings to your name. … More

emergency fund, rainy day fund, saving for emergencies

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