Managing lifestyle inflation

“Lifestyle inflation” is a very popular topic amont financial planners and personal finance bloggers.

Buying vs renting a home

Don’t roll your eyes just yet. This is not another debate as to whether renting is better than buying or conversely.

No fee banking in Canada

Banks and credit unions in North America have the right to charge all sorts of fees on both business and individual accounts.

How I increased my savings by 850% in 4 years

I have been in both contemplating and calculating modes lately. I realized I have come a long way financially, since my old days of being in denial about my monetary crisis.

Buying a pre-sale property

Both the real-estate and construction sectors are hot commodities in Metro Vancouver. New developments are spurting everywhere and everyday. Clever marketing makes it sound and look very attractive to buy a piece of property without actually seeing the finished product. But is it really the case? Let’s explore!

Fun and cheap Valentine’s Day ideas

I have always been bemused by the sheer amount of money a lot of couples spend for Valentine’s Day to “show” their love for one another.

When and how to financially cut off your adult children

As I previously wrote, times have changed. Gone are the days of working in the same company for your entire career as well as receiving a generous pension plan upon retiring.

Suburban life ain’t cheaper

Extraordinary real-estate costs in cities like Vancouver and Toronto are pushing people further and further away from said cities.

It is not just the latte (factor)

David Bach popularized the “latte factor” term. The concept emphasizes the long-term cost of small, everyday purchases such as coffee, cigarettes, magazines and so on.

Financial things to do (and not to do) in your 30’s

The 30’s are definitely an interesting decade. Chances are they are a mixed bag for most people in them, including myself: wedding, kids, house, career…etc. This decade is probably the most taxing on hard-earned dollars.